Do you have a Fio Bank account and use Internet Banking? You can easily download statements directly into Flexi without having to save them to your computer first. All you need is the Advanced Banking module, which is included in the Business and Premium plans, and a downloaded "token" from Internet Banking — see Pricing. The Advanced Banking module also includes direct debit orders, SIPO import, and PayPal import.
What is a token?
A token is essentially an electronic key that allows the bank to easily verify your identity and authorization to use a bank account.
How do you get one?
You can obtain a token free of charge by logging in to your Internet Banking, opening Settings, and selecting the API link from the left-hand menu.
You generate a token by clicking the Add New Token button. An alphanumeric key will be generated, for which you set the permissions (you can choose between monitoring the account only, or monitoring the account and creating payment orders), a name, and an expiry date, then click the Submit button.
Internet Banking will then display a page prompting you to authorize the request. Click the Authorize button and enter the Authorization Code that the bank sent to your registered phone number.
A confirmation notice will then appear indicating that the instruction has been accepted for processing. At this point, you can see the token and its settings on the API tab. Copy the token — you are now ready to upload it to Flexi.
How do I upload the token to ABRA Flexi?
In Flexi, go to the Money module, click Bank Account List, and create a bank account and electronic bank connection — see our video on Setting Up a Bank Account and Electronic Bank.
When configuring the bank account, click the Online tab and paste the copied token. The same token can be used for both statements and payment orders, but when setting up permissions you must select the option "Monitor account and submit orders".
After saving, open the Money module, click Bank, and use the Services button to select Download Online Statements. At this point, ABRA Flexi will connect to Fio online and download all available statements that have not yet been imported.
Submitting a payment order
If you create a payment order in Flexi and confirm it by clicking the Send button, the system will notify you that the order was successfully imported into the bank and will simultaneously generate a file containing the order in a folder on your computer.
However, the order still needs to be signed in Internet Banking. In Fio online, click the Overview menu and select Orders Pending Signature. The available orders awaiting signature will be displayed.
In the action field, click the "square with a pencil" icon, which means "sign". In the next step, click the Authorize button and the bank will again send an authorization code to your mobile phone.
Only by authorizing with the SMS code will the payment order actually be submitted. There is therefore no need to worry about other Flexi users sending orders that should not be sent.